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HomeMy WebLinkAboutFEMA Case No. 96-R10-015 - PLN General - 11/14/1995 C� � Q\ Z Federal Emergency Management Agency Region X 0 o�. 130 228th Street, Southwest Bothell, WA 98021-9796 IN REPLY REFER TO: RX-218-70-R2 Case No. 96-R 10-015 November 14, 1995 Ms. Ann Anderson E. 1700 Shelton Spring Road, #40 Shelton, Washington 98584 Dear Ms. Anderson: This is in response your letter dated October 6, 1995, requesting that the Federal Emergency Management Agency (FEMA) determine whether the following property is located in a Special Flood Hazard Area (SFHA), an area that would be inundated by the 100-year (one-percent annual chance) flood. Property Description: Lot 186, Lake Limerick, Division No. 4 Street Address E. 130 Lyme Road Community Mason County State Washington On November 13, 1995, we received all information necessary to process your request. After comparing this information with the National Flood Insurance Program (NFIP) map for Mason County we determined that although portions of the property would be inundated by the 100-year flood, the existing structure on this property would not. Therefore, this letter amends the map for Mason County, Washington (NFIP Map Number 530115, Panel 0200 C, dated May 17, 1988) to remove this structure from the SFHA. This structure is now in Zone C, an area of minimal flooding outside the 500-year floodplain. Because portions of the property are in the SFHA, any future construction or substantial improvement on this property remains subject to Federal, State, and local regulations for floodplain management. 2. You should note that this property could be inundated by a flood greater than the 100-year flood or by local flooding conditions not shown on the NFIP map. Also, although we have based our determination on the information presently available, flood conditions may change or new information may be generated that would supersede this determination. Please be advised that the NFIP offers a policy designed for one-to-four-family homes in areas which are not designated as Special Flood Hazard Area, but where flood exposure still presents a significant risk. This policy is the Preferred Risk Policy. It is a comprehensive policy that is available to property owners in B, C and X Zones only. Information about the Preferred Risk Policy and how one can qualify is enclosed. A copy of this Letter of Map Amendment is being sent to your community's official NFIP map repository where, in accordance with regulations adopted by your community when it made application to join the NFIP, it should be attached to the community's official record copy of the NFIP map which is available for public inspection. If this structure is covered by a flood insurance policy, and if the mortgage company or lending institution agrees to waive the flood insurance requirement, then the NFIP will refund the premium paid for the current policy year, providing that no claim is pending or has been paid on the policy during the current policy year. To receive the refund, a written waiver or certificate must be obtained from the mortgage company or lending institution. This written waiver or certificate must then be sent to the insurance agent, who will process the premium refund. This response to your request is based on minimum criteria established by the NFIP. State and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the floodplain. If the State of Washington or Mason County has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal criteria. 3. If you have any questions or if we can be of further assistance, please call me at 206/487-4682. Sincerely, Charles L. Steele, Director Mitigation Division Enclosure cc: Gary Yando, Mason County Planning Department Bruce A. Whittle, Farmers Home Administration, Montesano Tim D'Acci, Department of Ecology, Olympia