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HomeMy WebLinkAboutFEMA LOMA - BLD Letters / Memos - 12/20/2013 MASON COUNTY (360) 427-9670 Shelton ext.352 +' A DEPARTMENT OF COMMUNITY DEVELOPMENT (360) 275-4467 Belfair ext. 352 BUILDING• PLANNING• FIRE MARSHAL (360) 482-5269 Elma ext. 352 Mason County Bldg. III, 426 West Cedar Street 'RS6 PO Box 279, Shelton, WA 98584 www.co.masonma.us Shellee All State Insurance December 20, 2013 Re: Tax Parcel jNNNNjjQ= Dear Shellee, In follow up to our telephone conversation about tax parcel number 12221-21-00100 located at 3490 E State Route 302, Belfair, WA, I have looked at what FEMA Flood Zone information is available.The parcel is located on FEMA Flood Insurance Rate Map Community Panel# 530115 0150 C. The scale of the scale of this is 1" =2,000' Using this scale it appear that the lower 30 to 40 (approximately) is a Zone A and the balance of the property is Zone C. Due to the scale it is difficult to measure. I am attaching copies of the relevant portions of the FIRM panel as well as a blown up overlay developed by Mason County. Unfortunately the overlay layers appear to at different scale, hence my reliance on the original map. I hope that this information will prove helpful. Sincerely, kL'-U.z Michael MacSems Planner cc: Barbara Adkins, DCD Director Allan Borden,Area Planner J 3 111 L i Gvnw Wncie eICVdLlunb ur uePLIIS nave ucen CSLdO- -:termine if flood insurance is available in this community, :t your insurance agent,or call the National Flood Insurance im,at(800) 638-6620. 1 c ICJ y� 0 18 tA0 %A APPROXIMATE SCALE IN FEET 5� 2000 0 2000 ow- N O J W Z Q a Z NATIONAL FLOOD INSURANCE PROGRAM FIRM FLOOD INSURANCE RATE MAP MASON COUNTY, WASHINGTON (UNINCORPORATED AREAS) 19 106 Tw A PANEL 150 OF 300 Sta Park (SEE MAP INDEX FOR PANELS NOT PRINTED) 30 i COMMUNITY-PANEL NUMBER 530115 0150 C N ZONE C EFFECTIVE DATE: t�MAN MAY 17, 1988 31 Federal Emergency Management Agency / KEY TO MAP 500-Year Flood Boundary ZONE B 100-Year Flood Boundary 10 100-Year Flood Boundary - ZONE 500-Year Flood Boundary Base Flood Elevation Line 513 With Elevation In Feet** Base Flood Elevation in Feet (EL 987) Where Uniform Within Zone** Elevation Reference Mark RM7X Zone D Boundary River Mile •M 1.5 **Referenced to the National Geodetic Vertical Datum of 1929 EXPLANATION OF ZONE DESIGNATIONS ZONE EXPLANATION A Areas of 100-year flood; base flood elevations and flood hazard factors not determined. AO Areas of 100-year shallow flooding where depths are between one (1) and three(3)feet;average depths of inundation are shown, but no flood hazard factors are determined. AH Areas of 100-year shallow flooding where depths are between one (1) and three (3) feet; base flood elevations are shown, but no flood hazard factors are determined. Al-A30 Areas of 100-year flood; base flood elevations and flood hazard factors determined. A99 Areas of 100-year flood to be protected by flood protection system under construction; base flood elevations and flood hazard factors not determined. B Areas between limits of the 100-year flood and 500- year flood; or certain areas subject to 100-year flood- ing with average depths less than one(1)foot or where the contributing drainage area is less than one square mile;or areas protected by levees from the base flood. (Medium shading) C Areas of minimal flooding. (No shading) D Areas of undetermined, but possible, flood hazards. V Areas of 100-year coastal flood with velocity (wave action);base flood elevations and flood hazard factors not determined. V1-V30 Areas of 100-year coastal flood with velocity (wave action);base flood elevations and flood hazard factors determined. NOTES TO USER Cc;.ain areas not in the special flood hazard areas(zones A and V) may be protected by flood control structures. This map is for use in administering the National Flood Insurance Program; it does not necessarily identify all areas subject to flood- ing, particularly from local drainage sources of small size, or all planimetric features outside special flood hazard areas. Coastal base flood elevations apply only landward of the shoreline shown on this map. For adjoining map panels, see separately printed Index To Map Panels. INITIAL IDENTIFICATION: AUGUST 9, 1977 FLOOD HAZARD BOUNDARY MAP REVISIONS: �C O ZOO, 17 16 ZONE C I G 302 I ZONE A D 20 21/, o - � _ z� z 29 ) 28 00 uo ONo ZONE A Q w CATFISH LAKE C ZONE A 33 ROCKY POIN . cM ZONE C 32 122178988888 122163100000 r"'—�`--122164200000— " '122164390017 1221643900118 122163400010' t I I I 122164390015� 122164390013 4 t 12i2164390016 122164390019 t 122163400020 122164300020 122160060000 -- 122163280310 � 122163400040 122164300050 122162222222 122167590041 122167590041 122164400000I '��� 122167590031 122167590042 122167590042—----I I a 122167590032 122167590043 122164400020 1221641 0030 122167590043 122167500020 122167500010 122167590043 � 122167590033 I I 122167590044 122167590044` 122164400010 122167590034 122167590034 4 -- 1222121001711 122211160010_ 122212100160 I 150 122212100 j + 122217500020 122212100130 122212100120 i 122212100110 22NRIW 122211200000 1222175000I40 122212100080 E 122212180123. 1222121000700 r� '' 122212190060 r; '" 122212190050 122217500060 1222121000�0 122212222222 . r 122212100'0 ' 122212100010 ri ffII -° 122210060000---— 122217500080 122212400014 122212400012 " 122211300010 a � 122212400013 122212490050 122212400060 CV 122212400070 J 122212400V 1,%9 122212400080 -� 122217500110 122212400100 As 122212400110 122212490150 122212400120 122212490130 122212490161 122212490140 J-----122212490041 122212490042 11 ?1??490043. 122213100080 S�ource:lEsri,DigifalGlobe,GeoEye,i-cubed,USDA,USGS,�EX,Ge�lmapping, 122213100090 122212490162 12221�}� 9rid3 IGN, IGP swisstopo and: he,GIS User Community �� off / i �ktgp - 122212100140 122212100130 t O M 122212100120 i 4 / Q CO 122212100110 122212100111 k Y 3gslr 'oaf �i 9,�� T22N RI W 22 i 21� 122210060000 I I I122211200000 = 122212100090 I I --------------------- 212100080 ( I f I I I 122212100070 ; I 122212190060 Source:Esri,Digital-lobe,Ge©Eye,i-cub SDA. USG- AEX.. Getmapping. 122212190050' Aerogrid,ICI ,IGP, wisstopotand the GI• ser Com IU iff OtiQA��F,y Federal Emergency Management Agency w ND Sic°4 Washington, D.C. 20472 February 04,2014 MR.DANIEL JOHNSON CASE NO.: 14-10-0599A ASPEN LAND SURVEYING,LLC COMIMUNITY: MASON COUNTY, WASHINGTON P.O.BOX 124 (UNINCORPORATED AREAS) VAUGHN,WA 98394 COMMUNITY NO.: 530115 DEAR MR.JOHNSON: This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Amendment (LOMA) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMAs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria,VA 22304-4605. Sincerely, Luis Rodriguez,P.E.,Chief Engineering Management Branch Federal Insurance and Mitigation Administration LIST OF ENCLOSURES: LOMA DETERMINATION DOCUMENT(REMOVAL) cc: State/Commonwealth NFIP Coordinator Community Map Repository Region DECEIVED FEB 10 2014 426 W. CEDAR ST. Page 1 of 2 Date: February 04, 2014 Case No.: 14-10-0599A LOMA VA�'\FA. T Federal Emergency Management Agency °�F V Washington,D.C.20472 �qNn 5E� LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT REMOVAL COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION MASON COUNTY,WASHINGTON A portion of Government Lot 1, Section 21, Township 22 North, (Unincorporated Areas) Range 1 West, Willamette Meridian, as described in the Quit Claim Deed, recorded as Document No. 1828125, in the Office of the COMMUNITY Auditor, Mason County, Washington Parcel I D: 122212100100 COMMUNITY NO.: 530115 AFFECTED NUMBER: 5301150150C The portion of property is more particularly described by the following MAP PANEL metes and bounds: DATE:5/1 711 9 8 8 FLOODING SOURCE: NORTH BAY APPROXIMATE LATITUDE&LONGITUDE OF PROPERTY:47.387, -122.813 SOURCE OF LAT&LONG:ARCGIS 10.1 DATUM:NAD 83 DETERMINATION OUTCOME 1%ANNUAL LOWEST LOWEST WHAT IS CHANCE ADJACENT LOT LOT BLOCK/ SUBDIVISION STREET REMOVED FROM FLOOD FLOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NGVD 29) (NGVD 29) (NGVD 29) 1 - -- 3490 East State Portion of C -- -- 10.6 feet Route 302 Property Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any qiven year(base flood). ADDITIONAL CONSIDERATIONS(Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) LEGAL PROPERTY DESCRIPTION STUDY UNDERWAY PORTIONS REMAIN IN THE SFHA ZONE A This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Amendment for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the described portion(s) of the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document amends the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP)is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria,VA 22304-4605. Luis Rodriguez,P.E.,Chief Engineering Management Branch Federal Insurance and Mitigation Administration t -Page 2 of 2 Date: February 04, 2014 Case No.: 14-10-0599A LOMA 9*,?A��FA.T Federal Emergency Management Agency o�F�A ND Sk�'�4 Washington,D.C.20472 LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) LEGAL PROPERTY DESCRIPTION (CONTINUED) COMMENCING at the meander corner at the Northwest corner of said Government Lot 1; thence S11°30'00"W, 335.16 feet; thence SO4°23'57"W, 272.65 feet; thence N89°47'17"E, 31.74 feet to the POINT OF BEGINNING; thence N89°47'17"E, 125.38 feet; thence 98.17 feet along a curve to the left having a radius of 1030.14 feet and a central angle of 05°27'36"; thence S89°47'17"W, 120.90 feet; thence N00°05'51"E, 98.00 feet to the POINT OF BEGINNING. PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. ZONE A (This Additional Consideration applies to the preceding 1 Property.) The National Flood Insurance Program map affecting this property depicts a Special Flood Hazard Area that was determined using the best flood hazard data available to FEMA, but without performing a detailed engineering analysis. The flood elevation used to make this determination is based on approximate methods and has not been formalized through the standard process for establishing base flood elevations published in the Flood Insurance Study. This flood elevation is subject to change. STUDY UNDERWAY(This Additional Consideration applies to all properties in the LOMA DETERMINATION DOCUMENT (REMOVAL)) This determination is based on the flood data presently available. However, the Federal Emergency Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community. New flood data could be generated that may affect this property. When the new NFIP map is issued it will supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on the newly revised NFIP map. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center toll free at (877) 336-2627(877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse,847 South Pickett Street,Alexandria,VA 22304-4605. Luis Rodriguez, P.E.,Chief Engineering Management Branch Federal Insurance and Mitigation Administration Federal Emergency Management Agency ��.�, J♦� Washington, D.C. 20,172 ADDITIONAL INFORMATION REGARDING LETTERS OF MAP AMENDMENT When making determinations on requests for Letters of Map Amendment (LOMAs), the Department of Homeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware that removal of a property (parcel of land or structure) from the Special Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NFIP) map. The effect of a LOMA is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMA is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMA provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMA is not a building permit, nor should it be construed as such. Any development,new construction, or substantial improvement of a property impacted by a LOMA must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement, and the property owner decides to cancel the policy and seek a refund,the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during the current policy year. The property owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her policy. The agent or company will then process the refund request. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the NFIP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded). More thhn one-fourth of all policies 'purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the widest possible coverage under the NFIP. LOMAENC-1 "The NFIP offers two types of flood insurance policies to property owners: the low-cost Preferred Risk Policy (PRP) and the Standard Flood Insurance Policy (SF1P). The PRP is available for I- to 4-family residential structures located outside the SFHA with little or no loss history. The PRP is available for townhouse/rowhouse-type structures, but is not available for other types of condominium units. The SFIP is available for all other structures. Additional information on the PRP and how a property owner can quality for this type of policy may be obtained by calling the Flood Insurance Information Hotline, toll free, at 1-80042 7-466 1. Before making a final decision about flood insurance coverage, FEMA strongly encourages property owners to discuss their individual flood risk situations and insurance needs with an insurance agent or company. FEMA has established "Grandfather" rules to benefit flood insurance policyholders who have maintained continuous coverage. Property owners may wish to note also that, if they live outside but on the fringe of the SFHA shown on an effective NFIP map and the map is revised to expand the SFHA to include their structure(s), their flood insurance policy rates will not increase as long as the coverage for the affected structure(s) has been continuous. Property owners would continue to receive the lower insurance policy rates. LOMAs are based on minimum criteria established by the NFIP. State, county, and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If a State, county, or community has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal criteria. In accordance with regulations adopted by the community when it made application to join the NFIP, letters issued to amend an NFIP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore, FEMA sends copies of all such letters to the affected community's official map repository. When a restudy is undertaken, or when a sufficient number of revisions or amendments occur on particular map panels, FEMA initiates the printing and distribution process for the affected panels. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. In such cases, FEMA attempts to reflect the results of the LOMA on the new map panel. If the results of particular LOMAs cannot be reflected on the new map panel because of scale limitations, FEMA notifies the community in writing and revalidates the LOMAs in that letter. LOMAs revalidated in this way usually will become effective 1 day after the effective date of the revised map. LOMAENC-1